Terms of Service

1. Acceptance of these terms

By accessing or using the website inkasso-kodat.org (the "Website"), operated by Inkasso Kodat GmbH & Co. KG, Wuhanstraße 5, 47051 Duisburg, Deutschland, you agree to be bound by these Terms of Service. If you do not agree, please do not use the Website.

2. Informational purpose only

The Website is published for general informational purposes only. It is intended to explain who Inkasso Kodat GmbH & Co. KG is, describe our debt collection and credit servicing process at a general level, and provide a way for visitors to contact us. It is not a transactional platform.

3. No paid services offered online

This Website does not offer, advertise for direct purchase, or process payment for any paid service. No part of this site functions as an online store, payment portal, or service marketplace. Any engagement of our services takes place separately, outside of this Website, following direct contact with our team.

4. No legal or financial advice

Content on this Website, including descriptions of our process and frequently asked questions, is general in nature and does not constitute legal, financial, or tax advice for any individual situation. You should not rely on this Website as a substitute for advice from a qualified professional regarding your specific circumstances.

5. Accuracy of information

We aim to keep the information on this Website accurate and up to date, but we make no warranty, express or implied, that the content is complete, accurate, or current at all times. Information related to an individual case is governed by the specific notices sent for that case, not by general content on this Website.

6. Acceptable use of the website

You agree not to use the Website in any way that could damage, disable, or impair it, or interfere with another party's use of the Website, including attempting to gain unauthorised access to any part of the site or its underlying systems.

7. Intellectual property

Unless otherwise indicated, the text, layout, and design of this Website are owned by or licensed to Inkasso Kodat GmbH & Co. KG. Photographs used on this Website are sourced under free-to-use licenses from their respective platforms. You may view and print pages for personal, non-commercial reference, but may not reproduce or redistribute content from this Website without permission.

8. Limitation of liability

To the extent permitted by applicable law, Inkasso Kodat GmbH & Co. KG shall not be liable for any indirect, incidental, or consequential loss arising from your use of, or inability to use, this Website. Nothing in these terms excludes liability that cannot be excluded under German law.

9. Links to third-party sites

This Website may contain links to third-party websites, such as mapping services. We are not responsible for the content or practices of any linked third-party website.

10. Governing law

These Terms of Service are governed by the laws of the Federal Republic of Germany, without regard to conflict of law principles. The courts of Duisburg, Germany, shall have jurisdiction over any disputes arising from these terms, to the extent permitted by law.

11. Changes to these terms

We may update these Terms of Service from time to time. The date at the top of this page indicates when the terms were last revised. Continued use of the Website after changes are posted constitutes acceptance of the updated terms.

12. Contact

Questions about these Terms of Service can be directed to Inkasso Kodat GmbH & Co. KG, Wuhanstraße 5, 47051 Duisburg, Deutschland, or by email to support@inkasso-kodat.org.